The Importance of Your Water Heater in West Palm Beach Homes
When it comes to protecting your home and saving on insurance premiums, one of the most overlooked systems is the water heater. Many homeowners in West Palm Beach, Palm Beach Gardens, Wellington, Lake Worth, Boynton Beach, Jupiter, and Delray Beach don’t realize that their water heater can be a major liability for insurance companies — and a potential hazard for their home.
According to Peter Llerena of Allstate Insurance, “Water heaters are a huge liability for homeowners insurance companies in Florida.” That’s why insurance agents across the state are requiring professional water heater inspections before approving or renewing policies.
At Florida Builders Engineers & Inspectors (FBEIN), we specialize in affordable, certified water heater inspections—starting at less than $95.00—to help Florida homeowners stay safe and compliant while saving money on insurance premiums.
Why Water Heater Inspections Matter
Your water heater does more than just provide hot water — it also poses a serious safety and insurance risk if it’s not properly maintained. A small leak or corroded tank can cause flood damage, mold growth, or even structural issues over time.
The TPRV (Temperature Pressure Relief Valve) is a crucial safety device that prevents your water heater from becoming a pressurized projectile. Without it, your tank could literally explode through the roof.
Most insurance underwriters in Palm Beach County now require that this valve be present and in working order before issuing or renewing coverage.
Key Items Insurance Inspectors Look For
During an inspection, our licensed professionals at Florida Builders Engineers & Inspectors check several critical components, including:
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TPRV Valve Functionality: Ensures your tank won’t over-pressurize or explode.
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Tank Age: Older tanks are more prone to leaks and are often flagged by underwriters.
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Signs of Rust or Corrosion: Indicate potential future water damage.
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Proper Installation: Ensures compliance with the Florida Building Code (FBC) and National Electrical Code (NEC).
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Venting & Power Source: Gas tanks must be safely vented; electric tanks must meet all electrical safety requirements.
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Tank Location: Water heaters exposed to the elements (like garages or exterior closets) deteriorate faster.
A properly documented inspection not only protects your property but can also lead to lower insurance premiums and fewer claim denials.
Trusted by Florida’s Leading Insurance Companies
No home inspection firm in Florida has more experience or credibility than Florida Builders Engineers & Inspectors.
With over ONE MILLION reports accepted statewide, our inspection reports are trusted by major insurers including:
✅ Citizens Property Insurance
✅ People’s Trust Insurance
✅ Universal Property & Casualty
✅ Allstate and State Farm agents across Florida
Our reputation for accuracy, fast turnaround, and professional service makes us the #1 choice for water heater and insurance inspections in West Palm Beach and throughout the state.
Serving All of Palm Beach County
Our team proudly serves every city in Palm Beach County, including:
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West Palm Beach
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Palm Beach Gardens
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Wellington
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Lake Worth
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Boynton Beach
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Jupiter
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Delray Beach
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Royal Palm Beach
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Greenacres
Whether your home is on the coast, near Wellington’s equestrian communities, or in downtown West Palm, our inspectors can be at your property within 48 hours.
Schedule Your Water Heater Inspection Today
Don’t wait until a small issue becomes a costly problem—or worse, a denied insurance claim.
Contact Florida Builders Engineers & Inspectors today to schedule your water heater inspection.
📞 Call 877-894-8001 or visit www.FloridaEngineersInspectors.com
Serving West Palm Beach and all Palm Beach County cities—protecting homes, lowering insurance costs, and keeping Florida families safe for over 25 years.